Battler scores a WorkCover win
CARPET cleaning business owner Michael Grimes started yesterday owing $1500 in premiums for WorkCover insurance for the one person he employs.
But by the end of the day, Mr Grimes’ insurance premium for his business, Classic Carpet Cleaning, was cut nearly in half.
Yesterday morning Mr Grimes said his insurance premium bill for last year was $600, but he had just received a notice telling him this year’s payment was $1500.
“If this was any other business I could shop around and get a better price,” he said.
“But this is the state government and you don’t get a choice.”
Mr Grimes said the only choice he had was to self-insure, but with only one employee that was not an option.
“There’s nothing we can do about it,” he said.
Mr Grimes said his business had not made a WorkCover claim in 13 years.
One of the things that particularly angered him was that he was in the process of making his business grow.
“I’m looking at hiring another person as a casual to get to the next level,” he said.
Mr Grimes said every small business in Queensland was doing it tough.
“What they’re saying is they reclassified everyone in Queensland, and they haven’t put the premiums up for 13 years,” he said.
“All we can do is pass the extra cost on to the consumer.”
But by the end of the day Mr Grimes’ gloom was turned to joy when he received a phone call from WorkCover Queensland, saying they had adjusted the classification of his business.
He now owed $860 for this year’s premium.
“That’s okay,” an overjoyed Mr Grimes said.
“That’s better than going from $600 to $1500.”
A WorkCover Queensland spokesman said all policies were aligned to 2006 work codes this year.
However, when Mr Grimes’ policy was re-aligned to the new classification an error had been made.
WorkCover responded to his query as soon as it was made aware of it and his business was reclassified.
Employees who suffer work-related injuries can lodge a claim for costs.
These costs can include medical, hospital, rehabilitation, wages and lump-sum payments.